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Car Insurance in Singapore Explained

Drive a car in Singapore, Own a car in Singapore

Car Insurance in Singapore

If you own a car in Singapore, you must have car insurance. It's not just a legal requirement; it's also a smart way to protect yourself and your car from unexpected accidents and damages.

But with so many different car insurance policies available, choosing the right one for your needs can be confusing. In this article, we'll explain everything you need to know about car insurance in Singapore.

What is Car Insurance in Singapore?

Car insurance is a type of insurance that protects you financially in the event of an accident. If you are involved in an accident, your car insurance policy will pay for the damages to your car, as well as the damages to other people's property and injuries to other people.

Car insurance can also help you pay for your medical expenses if you are injured in an accident.

Car insurance is important because it protects you from financial ruin in the event of an accident.

Even if you are not at fault in an accident, you could still be responsible for paying for the damages to other people's property and injuries to other people. If you do not have car insurance, you could be forced to pay for these costs out of your own pocket, which could be very expensive.

Types of Car Insurance Policies in Singapore

There are three main types of car insurance policies in Singapore:

  1. Third-party only (TPO) insurance,
  2. Third-party, fire and theft (TPFT) insurance, and
  3. Comprehensive insurance.

Third-Party Only (TPO) Insurance

TPO insurance is the most basic type of car insurance in Singapore.

It only covers damage or injury caused to other people or property by your car. This means that if you get into an accident and you are at fault, your insurance company will only pay for the damage or … Read the rest

How to convert a foreign driving license to a Singapore driving license?

Get to know the requirements of conversion of foreign driving license to Singapore one

Drive a car in Singapore

How to convert a foreign driving license to a Singapore driving license?If you are holding a foreign driving license, you may be required to convert the driving license to a Singapore license to drive legally in Singapore.

Of course, there are some exceptions.

This driving in Singapore guide explains who can (and who cannot) use a foreign driving license to drive in Singapore and the requirements and procedures for converting a foreign driving license to a Singapore driving license.

Who can use a foreign driving license to drive in Singapore?

Although cars are exceptionally expensive in Singapore, many people are willing to pay the price for convenience.

Generally speaking, you need a Singapore driving license to drive in Singapore.  All Singaporeans and Singapore permanent residents MUST have a valid Singapore driving license to drive in Singapore.

But as an internationalized city-state, Singapore does allow a certain group of foreign drivers to use their valid foreign driving licenses to drive in Singapore.  For example,

  • Foreign visitors, social visitor pass (SVP) holders, and short-term pass holders can use a valid foreign driving license to drive in Singapore.
  • Holders of long-term passes including Student Pass (STP), Employment Pass (EP), long-term visit pass (LTVP) and Dependent's Aass (DP) can use their foreign driving licenses to drive in Singapore for up to 12 months.  The 12-month period is calculated from the date of your last entry into Singapore (before getting the pass), NOT from the date of issuance of the Pass.
  • Holders of Work Permit (WP) and S-Pass who are employed as a driver (or driving is part of the job) can use their foreign driving licenses to drive in Singapore for up to 6 months.  This 6-month period is calculated from the date of issuance of the pass.

Of course, in all … Read the rest

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